Martin Lustgarten Industry Leader

There are a lot of people in the financial planning industry who are only looking out for themselves. However, Martin Lustgarten has proven that he truly cares about customers. All of the people who go to him are happy with the service that he provides. In the coming years, he wants to expand his business greatly. He has worked hard to get where he is today, and a lot of people look up to his success in the industry. Over the long term, Martin Lustgarten has proven that he knows what he is doing in the world of personal finance.

Martin Lustgarten

When he was in school, Martin Lustgarten found his love for finance. He quickly worked to graduate so that he could get into the field and start his own business. There are a lot of people today who are excited about all of the changes that are happening in industry. If you want to invest in your own business, Martin Lustgarten is the person to follow. He has worked with a lot of people in this area, and they are all excited about what he has planned for the future. One of the things that makes Martin Lustgarten is the fact that he is always looking out for his customers. He always wants them to have a great experience and to reach their financial goals.


One of the biggest issues that people struggle with today is debt. If you want to invest in your future, you need to try and reduce your levels of debt as much as possible. Over time, this is something that you can use in order to drive results in your personal life. Reducing your debt will increase your cash flow, and you will have less stress in your life as well. Martin Lustgarten is always wanting to help his customers in this area.

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Sulfates & Haircare: What You Need To Know

The Haircare Industry is one of the biggest and most popular industries in the world. The field literally has thousands of products from hundreds of different brands. Having this many brands of choice can leave you frustrated on which product best fits your need. One thing that these products have in common is these chemical induced formulas and how it’s damaging your hair health. Products such as Pantene, Aveda, L’Oréal, Herbal Essences, Head & Shoulders, and more all have sulfates in them. These sulfates are detrimental to good hair health by giving you flakes, itchy scalp, dandruff, or even hair loss.

These sulfate infused products are very powerful as well which can cause extreme conditions of these cases. Even shampoo has sulfates/parabens in them and the thick lather that’s formed is actually a chemical reaction. That’s why washing your hair too much is a bad thing. Over washing strips the scalp of moisture and natural oils leaving you with dry brittle hair. Add in the sulfates and you’ll certainly enhance the bad effects with long term use. One of the best ways for eliminating these issues is by using gentle products that are easy on the scalp. Fortunately there’s hope in the form of a revolutionary new formula. Wen hair by Chaz is the product line of choice and it gives you the benefits of moisture, strength, and added shine.

This organic formula is much more healthier than the alternatives and can be used daily without any of the nasty side effects and build-up. WEN by Chaz offers you kits, deluxe kits, pomades, gel, mousse, crème, and sprays to take care of all your hair care needs. As of today the brand has sold over $40 Million units of these extraordinary products. WEN by Chaz is the way to good for complete and safe hair care needs. Wen hair care products are Sephora available and can also be purchase online thru:

For more information, visit Wen hair care’s social media pages on either Twitter or CrunchBase.

Dick DeVos Shares His Success In Philanthropy And Charity

Dick DeVos is a Michigan entrepreneur and businessman. His was father was Richard DeVos, co-founder of Amway. Dick was always involved in the family business, even as a young child. After graduating from high school, he earned his bachelor’s degree from Northwood University in business administration. He has since received honorary doctorates from Central Michigan University, Northwood University, and Grove City College. He began his career working at Amway in 1974, where he worked in numerous divisions. In 1984, he had worked his way up the ladder to become the company’s Vice President, where he worked to triple foreign sales. He became President of the company in 1993, to take the place of his father. As President, he expanded the company’s operations to more than 50 countries.



Dick and his family acquired the NBA team, Orlando Magic in 1991, becoming its President and CEO. He left that position when he became the President of Amway. He retired as President of Alticor in 2002. Alticor was created by the corporate restructuring of Amway, making it a subsidiary of Alticor, in 2000. After leaving Alticor, he became the President of The Windquest Group, an investment management firm. This firm became well known for its venture, named “The Green Machine.” This venture converted waste heat into electricity. Produced by the ElectraTherm Company, The Green Machine would be a viable and competitive product, putting The Windquest Group.



Dick Devos has many ventures outside of his businesses. He was elected to the Michigan State Board of Education and was appointed to the Grand Valley State University Board of Control by Governor John Engler. Alongside his wife, Dick sat as a chair of the Education Freedom Fund, providing private scholarships to underprivileged families in Michigan. He was also the co-chairman of the “Kids First! Kids!” campaign, which sponsored the initiative to amend the state’s constitution which would allow vouchers for private education.



As an active philanthropist, Dick Devos is the President of the Dick and Betsy Devos Foundation, which donates money to charitable organizations to help artistic, religious, community, and educational programs. In 2010, he founded the West Michigan Aviation Academy, the very first aviation public charter high school in the country. He and his wife have donated millions of dollars to organizations like the Kennedy Center Institute of Arts Management, where it was renamed the Devos Institute of Arts Management. His foundation has also donated money to organizations that promote free-market economics. The Heritage Foundation, the Hudson Institute, and the Grand Rapids-based Acton Institute have been among the many to receive contributions.

Betting on College Football the Right Way

Is there any sport in the world more passionate than collegiate football? The NCAA has become THE Place to go for passionate, competitive football action. That is why so many people end up running to the internet in order to look up NCAAF odds — in order to get in on the action. While watching college football is fun, it can be even more fun to lay some money on the line in order to enhance the excitement. Today we are going to look over how you can lay your first bet by using college football odds on

So let’s pretend that this is the first time that you’ve ever gambled on college football. You’ll want to understand how the football odds AT, work. You are going to want to navigate over to in order to familiarize yourself with some key elements of the college betting world. On head over to the college football score page and then look over the games that are available on the slate. Games are typically played on Saturday but the schedule is posted well in advance.

Under each game there will be various pieces of statistical information to help place a bet. Covers collects spread information as well as the standard win-loss, road-home sort of splits. The spread is what you are going to want to pay the most attention to. Betting against or with the spread is the gambling world’s solution to people betting too heavily on one team. The spread is the number by which pundits expect the game to be decided. If Team A is favored to win over Team B by 21 points then you would bet either with or against that projection. If Team A won by 17 points they would have NOT won with the spread. See how it all works now?

Betting on college football is so much harder than betting on professional football. There isn’t as much information available and you’ll have to make some judgement calls on your own. A big example of the difference between NCAAF and the NFL is how weighted the conferences are. A college team could look great against a certain conference but terrible against another. These are the kinds of details that NCAAF gamblers are going to need to be aware of. With a little bit of luck and a lot of preparation, you might just come out ahead.

Squaw Valley Statement On Upper Mountain Water Quality

It had been reported that there had been a discovery of the presence of coliform bacteria and E. coli in the supply of drinking water for the upper mountain region of Squaw Valley on A report was made to the Placer County Department of Environmental Health concerning this possible health risk back on November 8th.

The good news is that the water has undergone treatment on a consistent basis and thus there seem to be real indications that the situation is improving. Presently, concerning three of the four wells that are utilized for the supply of water to the upper mountain area of Squaw Valley, they are indicating that the levels of coliform are much lower and that there is no E.coli present at all, according to a statement made to the Sierra Sun on Tuesday from the director of Placer County Environmental Health, Wesley Hicks.

Squaw Valley Resort is the popular ski resort is still permitting skiing from top to bottom in a safe monitored fashion. But do note that every precaution to promote health safety has been certainly implemented, since all restaurants at the upper mountain region are still closed.

Also, all skiers are not permitted to consume any drinking water until there is sufficient evidence that the water issues have been fully cleared and the water is deemed as safe for human consumption. Everyone is utterly relieved that there have been about the occurrence of any health issues.

Liesl Kenney, who serves as the public relations director on behalf of Valley Alpine Meadows, went on to provide a generous statement that was granted to the Sun on Wednesday evening of November 30th. Liesel Kenney publicly announced that customer safety is of utmost importance to the resort.

Each issue that is reported to the resort is considered to be very serious and is granted the proper attention as required. As attempts are being made to resolve the water issues at Squaw Valley, all guests visiting Gold Coast and High Camp will be provided with regular and complete access to the usage of the facilities, which also includes the provision of free bottled water. When the experts conclude that the water issues at the resort have been fully resolved and that the water is safe for human consumption once again, the resort will pass that information on to visitors.

There was a dramatic, heavy rain storm which was not typical for the area, which occurred in October. This truly affected many water systems located in the region of Placer County. This situation even went on to create problems for an upgraded water system that had been put in place at Gold Coast and High Camp during the summer season. Thus the water system unfortunately became contaminated.

Fortunately, the problem was contained to only that one system, which means that the other water systems were not damaged. Contaminated water never reached the public. The resort did the right thing by reporting the issue after some routine testing to Placer County Environmental Health, along with the Squaw Valley Public District.

Brian Bonar

When it comes to your finances, there are few people who know more than Brian Bonar. Over the long term, he is someone who has helped a lot of people in this area.

There are a lot of people who look up to the fact that he was able to build a great business at a young age. Brian Bonar has always wanted to have his own business, and he has a variety of them throughout the area in which he lives.

In fact, he recently opened up a new restaurant as well. However, his main business is helping people with their personal finances. If you want to take things to the next level with your finances, this is the way to go.

He gives out a lot of professional advice that can help you in a variety of ways. Over time, he is someone who can help you take your finances to the next level.

Investing Advice

When it comes to investing, being consistent is much more important than picking the right investments. A lot of people today struggle with staying in the market, especially because there are a lot of other investing options out there.

If you want to learn how to invest, Brian Bonar can help you develop a plan that will help you meet your other goals. This is something that a lot of people are doing in his business. Brian Bonar will gladly sit down with you and explain everything that is going on in your life. If you want to take your life to a new level, this is a great way to start.


One of the biggest reasons that people cannot invest for their future is because they carry around too much debt.

Debt will eat away at the cash flow that you bring in every year, and this can prevent you from making smart investments in your future. Over the long term, it is important to understand how you are going to pay off your debt so that you can use money in other areas.

Brian Bonar recommends that you take some time to pay off your small debts so that you can clear your mind of mental clutter. A lot of people today walk around with mental stress from all of the debt they carry.

Overall, Brian Bonar is a great person to work with if you need help with your personal finances. He is someone who is going to take things to the next level in your life.

The best natural solution for difficult hair!

Going natural is all the rage these days. When it comes to natural hair care, there is one brand name that has cornered the market by delivering an invigorating hair care experience solely with natural ingredients.

WEN By Chaz offers a line of products that are all made from natural ingredients that are free of the harmful sulfates, chlorine, and dioxins that are regularly found in hair care products.

Wen By Chaz products also offers a sensible solution for those wishing to take the guesswork out of a hair care routine. Wen By Chaz’s Sweet Almond Mint cleansing conditioner combines the processes of shampooing, conditioning, detangling, leave-in conditioning and deep conditioning together into one.

Although Wen By Chaz’s cleansing conditioner can and does serve as a one-stop product for hair care, they also offer a line of products that can be used with the cleansing conditioner to enhance to customer’s experience by focusing on an individual’s specific hair needs. The Wen Nourishing Mousse formula can be used to easily add a boost of volume and shine. The Wen Anti-frizz Styling Creme can be used as a leave-in formula to better control frizz and style hair with ease. And finally, Wen’s Re-Moist Intensive hair treatment is a must for those with dry hair. The treatment leaves hair looking and feeling moist and radiant.

Wen By Chaz Dean ( is without a doubt the best hair care product for those wanting incredible results from their hair care products, without subjecting themselves to harsh chemicals and sulfates. For those wishing to simplify their hair routine give Wen By Chaz a try!

Visit the WEN Facebook page and Twitter account today to learn more.

Set The Stage And Control Each Light From A Tablet With Gooee LEDs

LED lighting have replaced other types of bulbs on the marketplace due to their energy efficiency. It is actually much harder to find an incandescent bulb in the store today because they are deemed not efficient enough. LED bulbs are more expensive outright but they do save the average home owner hundreds of dollars in energy bill savings over the course of a year. Switching the entire home to LED lights can really pack a big punch in energy bill savings over time, especially because many LEDS do not have to be replaced for years at a time.

If thinking about choosing LED lights for the entire home, it may be worth it to replace all the bulbs with Gooee WiFi and bluetooth enabled LED bulbs. When switching to these kind of bulbs, it actually enables the entire home to be remotely controlled via a tablet, laptop, smart phone or even smart watch. The dimness, strength, on and off features, and even the colors of the lights can all be controlled by a panel on a smart device.

Imagine being able to create a symphony of light in the living room by being able to control the brightness and warmth of the overhead lights, the table lamps, the floor lamps, and the sconces all by moving levers on a touch screen panel from the couch, now that is an impressive way to set the stage for the evening.


How Lip Balm Stood Out And Won Over Our Lips

The story behind the creation of EOS lip balm illustrates the beauty of a perfect merger between corporate industry know-how and startup culture ideals. EOS brand lip balm stood out among longtime oral care competitors such as Chapstick, because of its unique orb design, fun colors, and that it was created with female consumers in mind.

EOS stands for Evolution of Smooth and is currently a $250 million dollar company. Sanjiv Mehra is the CEO and co-founder of EOS and has many years of corporate expertise working with companies like Pepsi-Co. and Unilever. Mehra teamed up with startup experts Jonathan Teller and Craig Dubitsky, in order to make a lip balm product that was innovative in its design, appealing to women, made of quality products, and inexpensive.

EOS lip balm is a trendsetter among its mostly utilitarian looking competitors. Many women who used chapsticks and other lip balms in tubes, complained about the lack of flavor and color selections, the feel of the product, and how it was easy to lose their product. EOS comes in a tidy, fun orb shape, and makes you smile when you put it to your lips. The lip care industry needed some revitalization, and because of the success of the EOS model, many competitors have released their own orb or egg shaped lip balm products. The products are now available thru online merchants Lucky Vitamin and Racked.

EOS lip balm has been championed by Millenials and celebrities such as Miley Cyrus and Taylor Swift. The company has over 1 million sales a week and has a beautiful future ahead. Startup know how encouraged sales and growth of the clever lip balm product via social media like Instagram and Facebook. Corporate experience polished product development and in-house production, all with their own startup capital. EOS is a great company to watch and learn about market innovation.

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InnovaCare’s addition of three Experts To its Administration Team

InnovaCare is a medical organization providing Medicaid and Medicare health plans in Puerto Rico and North America, headed by Dr. Richard Shinto Richard is the Chief Executive Officer at InnovaCare company, PMC Medicare, and MMM Healthcare. Richard graduated from the University of California with B.S and from the University of State New York with a medical degree on He then proceeded to the University of Redlands and earned a Masters’ degree in B.A. Richard began his career as an intern practicing Pulmonology in South California.

He served as the Chief Operating and Medical Management Officer for Medical Pathways Management Company. He then joined NAMM California as its Chief Medical Officer. Rick Shinto then worked for MedPartners between the years 1996 and 1997 before leaving to join Cal Optima Health Plan located in Orange County of California State. In 2008, Richard was the Leader and Chief Executive Officer of Aveta Incorporation, a sub-branch of North American Medical Management of Illinois Incorporation until 2002.In 2016, Dr. Richard Shinto announced the addition of three administrative experts to the InnovaCare management. He stated that Jonathan, Mike, and Penny match the professional and integral standards set at the InnovaCare Health Organization. He continued to say that the three have a long history of expertise that they will use to progress the organization’s increasingly complex health care plans. He noted that the staff was privileged to accommodate the new members.

Jonathan Meyers will be the new Chief Actuary Officer of InnovaCare incorporation. His background as the former Director at Horizon BCBS for the Medicare and Medicaid plans and at HealthCare Plans in New York equip him for the position at InnovaCare. Jonathan also served as a consultant for employee rights, for organizations such as Johnson &Johnson and NorthWell Health, SEIU 199, AXA Financial and International PAPER, giving advice on the most suitable healthcare plans for their staff.

Mike Sortino, the appointed Chief Accounting Officer of InnovaCare, has an experience of over twenty years in insurance and more than five years in accounting. Before joining InnovaCare, Mike was the Controller of Samsung Fire and Marine Insurance Company Limited. Penelope Kokkinides has experience in supervising the visionary plans of the healthcare services for Centerlight HealthCare as the Chief Operating Officer and also the Vice President. She also served as Vice President at AmeriChoice and as the Chief Operating Officer at Touchstone Health. Penelope’s skills which also include managing Medicare and Medicaid, are a key qualification for the Chief Administrative Officer position at InnovaCare Health.